So being a "student health insurance" I figured it's gotta be pretty limited on coverage, on what is considered a medical necessity. Of course infertility won't be covered.
Looking through the list of benefits:
Elective abortion: covered. Well yeah, insurance companies don't want to pay for another human being. No surprise there.
Transgender surgery: covered. What? Really? Oh are CA insurance companies really going to be accepting of people's differences? Surely the infertile won't be overshadowed now- where does it mention infertility?
Oh here it is.....under "Exclusions & Limitations".
ABSOLUTELY NO BENEFITS PAID FOR:
Fuck.Reproductive/Infertility services including but not limited to: family planning; fertilitytests; infertility (male or female), including any services or supplies rendered for thepurpose or with the intent of inducing conception; premarital examinations; impotence,organic or otherwise; reversal of sterilization procedures
I'm sorry. That's just not cool.
ReplyDeleteMan, that sucks. All the initial tests they make you run before even determining your treatment plan are a big expense.
ReplyDeleteWow that is just crazy.
ReplyDeleteIt freakin sucks. I know. I'm sorry.
ReplyDeleteNot that it really matter so much for us these days, but a majority of the individual insurance plans in California also exclude maternity benefits.
Just found your site - We are also azoo, NOA. Hoping for IVF later this year. (or maybe some sort of miracle in the meantime.)
good luck!